Loan Services

Kevin Green offers: Commercial Hard Money Loans, Residential Hard Money Loans (investment property nationwide; owner-occupied California only), Commercial Bridge Loans, Residential Bridge Loans, Fix-and-Flip Loans (after-repair-value structure), Cash-Out Refinances, Construction and Development Loans (select cases), and Portfolio Loans across multiple properties. Loan sizes range from $100,000 to $50,000,000.

A bridge loan is short-term capital that bridges a financing gap — buying before selling, stabilizing before agency financing, or acquiring before a long-term refinance is in place. Kevin Green structures bridge loans from 6 to 24 months and recommends them when the borrower has a defined exit strategy that conventional financing cannot accommodate on the required timeline.

Yes. Commercial hard money is one of Kevin Green's core specialties. Kevin funds commercial transactions on office, retail, industrial, warehouse, multifamily (5+ units), mixed-use, and special-use commercial property nationwide, with loans up to $50,000,000.

Yes. Kevin Green funds residential hard money loans on single-family homes, condominiums, townhomes, and 2-4 unit properties. Investment / non-owner-occupied residential is available nationwide. Owner-occupied residential is California only (see jurisdictional scope).

Yes, in California only. Owner-occupied private money lending requires compliance with TRID and Dodd-Frank consumer-protection regulations, and Kevin Green is one of the relatively small group of California direct lenders authorized to originate these loans. Owner-occupied loans are not originated outside California.

Yes. Fix-and-flip is one of Kevin Green's most active loan categories. Loans are structured on after-repair value (ARV) and can include both acquisition cost and a portion of the rehab budget. Closings in 7 to 21 days are a decisive advantage in competitive fix-and-flip acquisition markets. Minimum fix-and-flip loan size is $500,000.

Most of Kevin Green's fix-and-flip loans run 6 to 12 months from close to exit. Loan terms are typically structured as 12-month interest-only with an option to extend if the project runs long. Faster exits (90-180 days for cosmetic rehabs) and longer holds (12-18 months for heavier rehabs or value-add stabilization) are both standard.

Yes. Hard money cash-out refinances are a frequent transaction type. Investors use Kevin Green to quickly pull equity from properties they own free and clear, or with existing debt — funding the next acquisition without waiting months for a conventional lender's process.

Yes, on a select basis. Kevin Green considers construction and ground-up development loans for qualified borrowers with clear permits, a vetted contractor, a defined project budget, and a credible exit strategy. Call 415-793-3403 to discuss your project.

Yes. Kevin Green regularly structures multi-property portfolio loans for investors with multiple assets. If you have several properties and need a single lending relationship that can handle scale, Kevin has both the capital and the structural flexibility — cross-collateralization, blanket loans, or individual loans across a portfolio.

Kevin Green's product focus is hard money and bridge financing rather than DSCR/long-term rental loans. For long-term rental hold strategies, the typical Kevin Green role is bridge-to-perm — fast bridge acquisition financing, then assistance transitioning into a DSCR or agency rental loan after the property is stabilized.